Select a mortgage banker to get started
Select a mortgage banker in your area and click
Apply Online to start your online mortgage application.
Roger Pinan
Mortgage Banking Officer, Northwest Vermont
OFFICE: 802-878-5974
CELL: 802-355-4774
FAX: 802-878-0678
EMAIL: Roger.Pinan@NSBVT.com
NMLS ID#: 262894
Krystal LaRose
Mortgage Banking Officer, Northwest Vermont
OFFICE: 802-871-4607
CELL: 802-279-9855
FAX: 802-862-9126
EMAIL: Krystal.LaRose@NSBVT.COM
NMLS ID#: 1401742
Casey Caforia
Mortgage Banking Officer, Northwest Vermont
OFFICE: 802-871-4499
CELL: 802-793-7822
FAX: 802-860-3658
EMAIL: Casey.Caforia@NSBVT.com
NMLS ID#: 2629605
Samantha Abare
Mortgage Banking Officer, Central Vermont
OFFICE: 802-485-5221
CELL: 802-595-1771
FAX: 802-485-6418
EMAIL: Samantha.Abare@NSBVT.com
NMLS ID#: 1203652
Maryellen LaPerle
Vice President, Mortgage Banking Officer, Central Vermont
OFFICE: 802-229-4635
CELL: 802-793-3700
FAX: 802-229-2165
EMAIL: Maryellen.LaPerle@NSBVT.com
NMLS ID#: 258844
10 steps to your new home
Meet with one of our experienced Mortgage Bankers for advice and guidance along with information on special mortgage programs for first-time homebuyers such as Pathway, VHFA, Champlain Housing Trust, Downstreet, etc.
Meet with one of our Mortgage Bankers to assist you in the pre-approval process. Pre-approved buyers are in a far stronger position in a competitive housing market.
Having a REALTOR® on your side makes the process easier. Get recommendations from family and friends, and only work with someone you like and trust.
Work with your REALTOR® to find your dream home!
Sign a purchase & sales contract
Your offer has been accepted; congratulations you’re under contract! Contact your Mortgage Banker immediately to start the financing process.
You may choose to work with one of NSB’s approved settlement attorneys or use your own.
Though not typically required, an inspection is essential to assuring the integrity of the home.
Your Mortgage Banker will walk you through everything you need, and the Bank will order an appraisal to verify the value of the property.
Get advice from those with experience, read online customer reviews, and comparison shop. Note that bundling your home and auto insurance could save you money.
At the closing, you’ll take over ownership of the home and receive the keys! Be sure to bring a valid, government-issued photo ID.