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Your path home
starts here

Our Mortgage Banking Officers partner with you every step of the way to find the right solution for your individual needs. As a Vermont-headquartered community bank, our loan processing and decision making are local, so you can be assured that you're in secure hands.

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30 Year

30 Year Fixed Mortgage

30 year fixed mortgages are the most common mortgage type, as it has the least amount of risk, due to its fixed payment.

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First Time Homebuyer

First-Time Homebuying Program

We open doors for first-time homebuyers. We designed the Pathway Mortgage especially for first-time homebuyers. Along with the stability of a fixed rate, Pathway Mortgage applicants can also receive $1,000 toward closing costs1 upon completing a homebuyer education course.

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Construction

Construction Loans

NSB offers a single closing construction loan, helping to save you time and money. The construction loan will automatically convert to a fixed rate mortgage after 9-months of interest-only payments.

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Mortgage Banking Team group shot
Mortgage Banking Team group shot

Connect with the Mortgage Banking Team

Our team of experienced mortgage bankers are ready to help you with your home buying needs.

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Looking for a home equity loan
or line of credit?

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1Approval subject to NSB underwriting and credit eligibility requirements