Online Banking
Collateralization Of Funds
Northfield Savings Bank has the ability to collateralize funds maintained on deposit using traditional bank products. Additionally, utilization of ICS®, the IntraFi Cash Service®, provides access to multi-million-dollar FDIC insurance through participating network banks while working with just Northfield Savings Bank.
ACH Services
Get paid faster with Automated Clearing House (ACH) Origination Services. Transmit payroll, pay vendors, collect rent or fees and receive funds from other financial institutions--all electronically.
Positive Pay
For added account security, Positive Pay helps protect against fraud by matching the checks you issue with those presented to the Bank for payment.
iDeposit
iDeposit, a Remote Deposit Capture solution, is the fastest, greenest, easiest way to deposit checks: no deposit slips, no photocopying checks, and no need to visit the bank. All you need is a desktop scanner and secure internet connection.
Lockbox
Streamline collection and processing by directing payments to a lockbox rather than directly to your company. Northfield Savings Bank processes the payments and deposits funds into your business banking account.
A Dedicated Team
Our team of Government Banking Officers are local, responsive, and here to help you succeed.
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Experience in Commercial Lending: 10 years
NSB employee since: 1992
"I think customers choose Northfield Savings Bank because they value the service and responsiveness they receive, knowing they’re more than just a number."
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Megan Cicio
Body GovernmentSenior Vice President, Enterprise and Government Banking
Megan’s banking career started at Northfield Savings Bank over 30 years ago. In her current role, Megan oversees the Enterprise and Government Banking Team whose focus is on business and government banking, business development and relationship building. Megan started her career at NSB as a part-time Community Banker. She went on to become a Community Banking Officer in Montpelier before moving to Commercial Banking in 2006, and Enterprise Banking in 2020. Megan is based out of the Berlin Operations Center.
OFFICE: 802-485-5228 FAX: 802-485-6418 EMAIL: Megan.Cicio@nsbvt.com
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Experience with Commercial Banking: 25 years
NSB employee since: 2003
"Northfield Savings Bank provides customers with the service they deserve through integrity, which is demonstrated throughout the organization and with every interaction we have with individuals in our communities."
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Kathy LaCross
Body GovernmentVice President, Enterprise and Government Banking
Kathy has over 43 years of experience in the banking industry, more than 18 of which have been with Northfield Savings Bank. In her current role, Kathy focuses on building and expanding business and government banking relationships in Chittenden County. Her previous roles include Vice President of Commercial Services, and Vice President of Community Banking. Kathy is based out of the Taft Corners office in Williston.
OFFICE: 802-871-4490 FAX: 802-872-8416 EMAIL: Kathy.LaCross@nsbvt.com
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Learn more about Andrea: Andrea joined Northfield Savings Bank in April of 2023. She has over 26 years of banking experience, most recently as the manager of a cash management department for another Vermont bank. In her current role, Andrea oversees the Enterprise Cash Management Team, focusing on providing a suite of online banking products and services to support all business sizes. Andrea strives to provide a high level of service to her customers. She is based out of the Marketplace Office.
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Andrea Wolak
Body GovernmentVice President, Enterprise and Government Banking Services
Andrea joined Northfield Savings Bank in April of 2023. She has over 26 years of banking experience, most recently as the manager of a cash management department for another Vermont bank. In her current role, Andrea oversees the Enterprise Cash Management Team, focusing on providing a suite of online banking products and services to support all business sizes. Andrea strives to provide a high level of service to her customers. She is based out of the Marketplace Office.
OFFICE: 802-871-4489 FAX: 802-860-3658 EMAIL: Andrea.Wolak@nsbvt.com
Town of East Montpelier
Michele J. Pallas, Business Manager, Treasurer & Delinquent Tax Collector
"We recently transitioned to NSB, and we are so glad we did! We are beyond impressed with the quality of their customer service, their staff is absolutely wonderful, knowledgeable, and so helpful. A transition is never easy, but with the NSB team, it felt virtually seamless. Also, their online platform is so customer friendly and intuitive. This is the place to bank! Wonderful people, service, and support just one call, text, or email away – thank you NSB!"
Town of Warren
Dayna Lisaius, Treasurer
"Having Northfield Savings Bank in our community is such an asset. They have created a welcoming and supportive business in Vermont. Working with the NSB staff on the phone or in person makes any customer feel at home. Thank you for being here.”
Vermont State Housing Authority
Kelly Pembroke, Chief Financial Officer
"Many of our banking needs go far beyond “simple” banking. VSHA has experienced firsthand the expertise of the NSB team who consistently demonstrates a deep understanding of financial services. Their commitment to our business goes above and beyond and is shown by their gold standard in customer service. Whether we have questions about loans, bonds, or online banking, working with NSB on our business needs has been a top-notch experience."