Service Fee Schedule

View current fees

Current fees as of December 13, 2024 (subject to change) 

Product specific service charges can be found on the personal, business, or government sections of our website.

Checking & Savings
Fee typeFee amount
Sweep overdraft protection (per transfer)$5.00
Overdraft paid item fee$30.00
Overdraft returned item fee$30.00
Stop payment$25.00
Monthly dormancy fee (accounts inactive for 24 months)$5.00
Phonebank / online banking transfersNone
Tax levies / summons / legal action$50.00

NOTE: Check order charges will be electronically deducted from your checking account.

Current fees as of December 13, 2024 (subject to change)

ATM
Fee typeFee amount
Transaction fee (includes transferring funds and withdrawals):
Allpoint ATM networkNone
Point of sale (POS)None
Other ATM networks$2.50
Annual feeNone
Lost card replacement - average 7-10 day delivery$10.00
Rush debit card order - average 2-4 day delivery$25.00
Rush debit card order - average 1-2 day delivery$50.00
International card transactions (US or foreign currency conducted in a foreign country)2% of transaction

Current fees as of December 13, 2024 (subject to change)

Other Services
Fee typeFee amount
Money order or official check$5.00
Bond coupon redemption (per envelope)$10.00
Coin/currency order (non-customer)$15.00
Coin counting where available (customer only)None

Current fees as of December 13, 2024 (subject to change)

Miscellaneous
Fee typeFee amount
Foreign check collection (checks in US or foreign dollars drawn on a foreign bank; excludes Canadian checks)$35.00
Research (minimum 1 hour)$25.00/hr
Notary service (customer)None
Notary service (non-customer)$5.00
Signature guarantee (customer)None

Current fees as of December 13, 2024 (subject to change)

Safe Deposit Box1
Fee typeFee amount
Size 3" x 5"Annual Fee $55.002
Size 5" x 5"Annual Fee $70.002
Size 3" x 10"Annual Fee $80.002
Size 5" x 10"Annual Fee $105.002
Size 10" x 10"Annual Fee $150.002
One lost key$50.00
Two lost keys (change lock)$275.00

1 The contents within safe deposit boxes are not insured against loss by Northfield Savings Bank.
2 $5 discount for auto-payment of Annual Fee

Current fees as of December 13, 2024 (subject to change)

Wire Transfer
Fee typeFee amount
Domestic wire fee - incoming$15.00
Domestic wire fee - outgoing$30.00
Foreign wire fee - incoming$25.00
Foreign wire fee - outgoing$50.00

Current fees as of December 13, 2024 (subject to change)

Online Banking
Fee typeFee amount
Online BankingNone
Mobile BankingNone
eStatements with imagesNone
Online bill payNone
Bank-2-Bank external transfersNone
Mobile depositNone
Online banking stop payment$20.00

Current fees as of December 13, 2024 (subject to change)

Business Online Banking & Bank-to-Business Services
Fee typeFee amount
Corporate online banking (monthly fee)$50.00
Bill pay: business advanced (monthly fee)$10.00
ACH service (monthly fee)$20.00
ACH origination (per record)$0.10
Domestic wire transfer origination (monthly fee)$20.00
Domestic wire transfer & ACH origination (monthly fee)$30.00
Domestic wire transfer out (per wire)$25.00
iDeposit (monthly fee per account / per scanner)$50.00
iDeposit scanners (purchase)Varies by brand
Mobile iDeposit (monthly fee)*$25.00
Positive Pay (per account)$50.00
Secure tokens (initial setup)None
Secure tokens (lost or damaged)$100.00
Fed corporate payor report (monthly fee)$10.00 per account
Lock boxVaries by activity

*Fee waived if enrolled in iDeposit.